Commercial Insurance Essay Example | Topics and Well Written Essays - 250 words

Commercial Insurance - Essay Example This is engineered by the employer themselves and requires that a substantial amount of the employee’s salary be directly injected into the scheme. It sometimes covers the individual’s family or the next of kin for all benefits as entitled to the employee. Covered here is the key employee policy. This is extended, by the employer, to that employee whose sickness or demise will greatly affect a business’s returns. The individual health plan sometimes also features a funeral expenses cover (Gevine, 1995). Pharmacy benefits to customers comprise the accessibility, and the ease of doing so, of quality medication upon prescription. Members of the scheme can access drugs, prescription or otherwise, anytime from participating medical facilities. The benefits with this program are that you are not only diagnosed but also given drugs recommended by your doctor without â€Å"buying†. The medicare plan is useful in that it allows for subscribers to access services such as change in dressing, regular checkups on weight and blood sugar levels at zero extra cost. Medevac plans also categorized here whereby the patient, if in a remote area is evacuated by plane or an ambulance and promptly accorded medicare. However, these might come at a cost to the average subscriber. This caters for prime US citizens. The plan seeks to ensure that even in old age, they will still access quality health care. It is also inclusive of advisory services in terms of diets, exercise routines, quality sleep patterns and healthy lifestyle which are exclusive of smoking or drinking. Stress management is also featured there. This is because, since these members are advanced in age, this might trigger morbid heart related complications (Gevine, 1995). Specialty packages cater for members with special needs to enable them acquire services without

The Struggle for Civil Liberties and Social Justice Essay

The Struggle for Civil Liberties and Social Justice - Essay Example The name of Martin Luther King is synonymous with the Black civil rights movement. The quintessential element of King's quest for civil rights was its allegiance to non-violence and its respect for human rights (D'Angelo 2000). That is why, even today, Martin Luther King is considered a human rights icon. Through his zealous and immaculately polished oratorical skills, King tried his best to sensitize the American masses to the universal quest for human respect and dignity. What King intended to do was to hit hard against racial discrimination and social injustice. However, this essentially peaceful and non-violent champion of civil rights was brutally assassinated in 1968. Malcolm X's commitment to black pride and social justice had its origins in the racial harassment that he and his family had to bear with in his growing up years. Being a smart and brilliant student, he soon realized that though violence was certainly not the right strategy to combat racial injustice, yet it was important to be ardently vociferous in one's struggle for social justice (D'Angelo 2000). Hence, he became an active member and spokesperson of the Nation of Islam. However, this non-violent but fiery crusader for social justice had to meet a tragic death because of his moral opposition to the Nation of Islam leader Elijah Mohammad.One another prominent name in the universal struggle for civil rights and social justice is Chico Mendes. Chico was a regular Brazilian rubber tapper who also happened to be an avid environmental activist and a guardian of the rights of native rubber tappers. Chico's struggle for saving environment eventually metamorphosed into a fight to save the Brazilian rainforests and in turn to save the future of humanity. Tragically, this peaceful adherent of social justice was violently silenced by his more radical opponents. Rosa Parks also known as the mother of Modern Civil Rights Movement was an African American civil rights activist (D'Angelo 2000). Parks' gestures of blatant defiance to the festering symbols of racial injustice bestowed on her an iconic status. Courtesy her jest for social justice, she received many national and international honors and accolades. The Mothers of Plaza de Mayo was a group of Argentinean mothers and concerned citizens who peacefully and non-violently protested against the disappearance of many children and youngsters during the military dictatorship that lasted roughly seven years. Several members of this group were abducted and assassinated.Hence, the one thing common to all the above-mentioned civil rights movements and activists is that they were predominantly non-violent and their peaceful struggle enabled them to win a conclusive and lasting victory over their more violent adversaries.References D'Angelo, Raymond. The American Civil Rights Mov